Profit and loss
Is the company profitable?
Income, expenses and financial results over a period.
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Smartup FIN · Company finances
Manage company finances From transactions to decisions
Smartup FIN is a company financial management module: transactions, budgets, receivables, payables, P&L, Cash Flow and the balance sheet. Analyse financial results, cash movements and transactions that need review.
Smartup FIN
Financial reporting
Company transactions
P&L
Profit and loss
Income − expenses = result
Question to investigateIs the company profitable?
Cash Flow
Cash movements
Receipts → cash → payments
Question to investigateWhere does cash come from and go?
Balance Sheet
Financial position
Assets = liabilities + equity
Question to investigateWhat does the company own and owe?
Illustrative relationships, not actual data. Three reports, one financial picture.
Example management review
The business is profitable. Why has cash fallen?
Finance directors and business leaders need to understand the cause before changing a payment plan. Use Smartup FIN to compare financial performance, cash movements and company obligations.
Data
Gather income, expenses, receipts and payments for the same period, with balances and outstanding amounts at comparable dates.
Three reports
Review the result in P&L, cash movements in Cash Flow, and assets and liabilities on the balance sheet.
Check the cause
Compare reports with transactions. Check which receipts, payments and changes in outstanding balances explain the difference.
Decision
Use verified data to identify payments, settlements or records that need attention. Assign an owner and a next step.
An illustration of an analysis process, not a customer case or an automated system conclusion. Data scope and report detail are agreed during implementation.
Discuss my financial workflowThree views of your finances
Three reports for different decisions
P&L and Cash Flow show results and cash movements over a period. Balance Sheet shows the financial position at a date. Use the same data scope, currency and units when comparing figures.
Cash movements
Where does cash come from and go?
Cash receipts, payments and changes in the cash balance.
Financial position
What does the company own and owe?
Assets, liabilities and equity at a selected date.
Before drawing a conclusion, check the companies and accounts included, period or reporting date, currency, units and last update. Reconcile selected rows with source transactions and balances. Report formats and sources are agreed during implementation.
From daily operations to financial control
Reports depend on transaction records. FIN brings together the finance team’s daily work, planning and variance review.
Payments and cash
Record receipts and payments to examine how money moves through the company.
Income and expenses
Record income and expenses to understand what makes up the financial result.
Budgets
Compare budgets with actual results and identify variances to investigate.
Receivables and payables
Analyse what others owe the company and what it owes suppliers and other counterparties.
Bank integrations
Exchange data with banks. Specific connections and data scope are agreed for the project.
Analytics and antifraud
Financial analysis and tools to identify suspicious transactions.
Review suspicious transactions
Antifraud supports financial control by helping identify suspicious transactions for review.
- 01
Identify
Find transactions that need further attention.
- 02
Review
Examine the transaction data and context.
- 03
Decide
Record the review outcome and determine next steps.
A suspicious transaction calls for review; it is not proof of fraud. Detection rules and the review process are agreed during implementation.
Start with one report and your question
Choose a question that is difficult to answer today: what makes up profit, where cash goes or which obligations need attention. Prepare these three inputs for the discussion.
- 01
Question and people
The decision you need to make and the report it requires. Who owns accounting, payments and verification of the result.
- 02
One data sample
An anonymised report or export: period or reporting date, currency, units and data scope. Include the source system and last update.
- 03
Verification criteria
Which rows need to reconcile with transactions and balances. How you will confirm that the first report answers your question.
If no export is ready, start with a process outline and a list of systems and banks. In the meeting, we will clarify sources, connections and the first verification scenario. Work scope, timing and price are agreed once the task is clarified.
Questions about Smartup FIN
What does Smartup FIN include?
Payments and cash, income and expenses, budgets, receivables and payables, bank integrations, P&L, Cash Flow, Balance Sheet, financial analytics and antifraud.
How do P&L, Cash Flow and Balance Sheet differ?
P&L shows income, expenses and results over a period. Cash Flow shows cash receipts and payments. Balance Sheet shows assets, liabilities and equity at a date.
Which banks can be connected?
FIN includes bank integrations. Support for a particular bank, data formats and connection terms are confirmed for your project.
What does antifraud do?
It helps identify suspicious transactions for review. Rules and follow-up actions are agreed during implementation.
How will FIN work with our ERP?
Sources can include records in Smartup and the company’s existing systems. Before connecting them, we agree where transactions and master records are maintained and corrected, and which data FIN needs. Exchange feasibility, fields and update frequency depend on the system and project scope. Report formats are checked against the agreed data.
How does FIN differ from Finance & AR and Smartup POS?
FIN covers company finances: transactions, budgets, P&L, Cash Flow, the balance sheet, analytics and antifraud. Finance & AR addresses receivables, credit limits and payments in distribution. Smartup POS automates sales and record keeping for retail outlets. The right choice depends on the process you need to manage.
What should we prepare to discuss FIN pricing?
Describe the task, reports, companies and user roles, current systems and banks, available data and connections needed. If a report is available, prepare an anonymised copy with its period, currency and units. An export is not required for the first discussion. Pricing and terms follow clarification of the project scope.
Smartup products
Choose a product for your company or retail outlet.
Let’s discuss your financial processes
Discuss one financial question, available sources and the first report to verify. Start with an outline of your current process; we will clarify the solution scope and launch conditions together.